PennyTalkSpeak it, and it’s tracked
Say “I spent five dollars on coffee” and it’s understood and saved — on your phone, even offline. Prefer typing? Every entry can be typed too.
Listening
“I spent five dollars on coffee”
The money app you talk to. Big text, no bank logins, no subscription — and your data stays in your private iCloud.
A ground-up rebuild
You check every entry before it saves, and every field can be fixed with a tap.
Say “I spent five dollars on coffee” and it’s understood and saved — on your phone, even offline. Prefer typing? Every entry can be typed too.
Clear charts, a category breakdown, and Home Screen widgets — your week at a glance.
Just say “Hey Siri, log an expense in PennyTalk” and it opens already listening.
Export everything to a spreadsheet anytime, and import a CSV back in — free, no lock-in.
Set a monthly limit and PennyTalk quietly lets you know before you pass it. Never a nag, never a block.
Spot your regular payments, what changed since last month, and where the month is heading — as sentences, not charts.
A tidy monthly summary you can save or print — the whole month on one clear page.
Email a family member a weekly summary — one tap, you stay in control. Pro can be shared through Apple Family Sharing.
Private by design
PennyTalk never collects your financial data or your voice. The only thing we count is a few anonymous app events — never your money, never your words.
See it in action
Ready when you are